Philip Reece

Philip Reece

NMLS#: 54547 State Licensing

1407 Route 9
Clifton Park, NY 12065
My Zillow Reviews
"Phil helped us so much when buying our first home. He made the process so quick and easy. He helped us understand each spot we signed, and everything we… more "
by zuser20150501161701428
"Phil has helped us with our mortgage and subsequent re-finances. His knowledge of the industry is second to none - he really knows his stuff! But what… more "
by apamba6

I’m blessed to work with Homestead Funding.  I work with a pool of very talented and engaging coworkers. We all have different approaches to business, which makes us successful in our own rights.  I believe that my approach works well because I try to educate every client on the ins-and-outs of the mortgage process and treat them as if they are my only client.  It’s important to me that my process is informative and transparent.  This allows my clients to make educated financial decisions because I have provided them with all of the tools necessary to do so.

Prior to working for Homestead, I was a retail manager for Eastern Mountain Sports and now have been in the mortgage industry for ten years. I attended high school in Rocky Point, NY (Long Island) and my college studies were at Appalachian State University, NC and SUNY Albany. I am originally from Rotterdam, NY and still call the area home.

When I’m not working I am a volunteer firefighter with the South Schenectady Fire Department in Rotterdam, NY.  I enjoy using my (limited) free time to give back to the community and help my local residents who may find themselves in a moment of need. I’m also passionate about the outdoors; I enjoy cycling, running and hiking.  I also have a love for cars. I restore and modify older BMWs and off-road vehicles.  Lastly, I’m a passionate photographer. It’s a skill that I picked up in high school and has been a consistent hobby of mine ever since.

If you or someone you know has questions about the home loan process, please feel free to contact me. I am available by phone, email or through my website.

What My Clients Are Saying:
I am writing concerning Philip Reece located at 1407 Route 9, Clifton Park, NY, our mortgage originator. My fiancé and I came into the process as first time home buyers with little to no practical knowledge of how the mortgage process works. We asked around and were sent to Philip Reece with the highest assurances that he would help us out. They were not wrong. We left the process with a house, a great rate on a mortgage and a clear understanding of how the process and system works. He answered every e-mail we sent, every question we had (and believe me we had a lot) and was more than willing to work with us in recommending home inspectors, what inspections we should have done and the deadlines for everything. His office made fulfilling any outstanding conditions effortless on our commitment letter. He explained the process so well and went step by step explaining it to us that we only had to physically meet with him two times, one time for the initial consultation on what we would need to apply and the actual application. All we heard were horror stories about the mortgage process and ours was effortless. I ascribe that to Phil. We have now lived in our house for 2 months. We have a few friends testing out the waters of home buying and I have, with full confidence, told them to seek out Phil. -David I. Iversen, Esq.

Thank you so much for all your help. Your professional experience, kindness & patience are so appreciated! Thank you! -Dave & Maryann Smith

Buy a Home

Whether you are a first-time homebuyer or have purchased a home before, we can help you throughout the mortgage process. We are here for you!

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Refinance a Home

If you already have found your dream home, Homestead Funding offers competitive rates for people who are looking to refinance their home.

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Renovate a Home

Finance or refinance a home in need of updates with one of our renovation programs. Options available to depending on the scope and type to your project.

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State Licensing

Licensed Mortgage Banker - NYS Department of Financial Services